Combined Professional Liability/General Liability Overview

Higher Limits Available!

Combined Professional Liability & General Liability Insurance    

Professional liability insurance is also known as errors & omissions insurance (E&O). This type of coverage will cover claims alleging negligence in the rendering of, or the failure to render professional services.

General liability insurance is typically purchased by an individual or business as protection against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability.


LIMIT OPTIONS (note: professional and general liability limits must match):

$250,000 per claim / $250,000 annual aggregate
$500,000 per claim / $500,000 annual aggregate
$1,000,000 per claim / $1,000,000 annual aggregate
$1,000,000 per claim / $2,000,000 annual aggregate

  *Higher limits can be offered (up to a total of $5M) via excess liability. Subject to underwriter review and an additional premium.


DEDUCTIBLE: $5,000 per claim, with multiple deductible options available (note: professional and general liability deductibles must match)


POLICY TYPE: Claims Made 


POLICY COVERAGE: Combined Professional/General Liability 


Other Policy Benefits  

Experienced Claims Attorney: Karbal | Cohen | Economou | Silk | Dunne
Mold buy-back option
Asbestos buy-back option


General liability cannot be sold separately, and must be purchased with professional liability.


We also offer Alternative Payment and Financing Options!

Check payment

Online EFT/AHC payment

Financing through a 3rd party